Protecting you and your loved ones - That's what Financial Security and Insurance Is All About

Build a Better Future Today!

James Dykstra is a Retirement Specialist with over 50 years of experience in the financial services industry. Licensed in New Jersey, James specializes in Retirement Planning, Life Insurance, Variable Annuities, IRAs, Wealth Building, and College/Education Planning.

Contact James today for a free consultation and take the first step toward a secure financial future.

EXPERIENCE >>> KNOWLEDGE >>> TRUST

Investing for your world, for your security

James Dykstra is a Retirement Specialist with over 50 years of experience in the financial services industry. Licensed in New Jersey, James specializes in Retirement Planning, Life Insurance, Variable Annuities, IRAs, Wealth Building, and College/Education Planning.

Contact James today for a free consultation and take the first step toward a secure financial future.

Next Door Financial Services

In-Person | Tele-Appointments, Whenever You Need Us

Appointments in New Jersey are available in person or via phone — wherever and whenever it's most convenient for you.

Just-In-Time Advice; Responsive

At Next Door Financial Services, we stay attuned to market conditions, offering timely and strategic guidance to help you build and protect your financial future.

50+ Years Of Experience

With over 50 years of experience in financial services, James Dykstra is dedicated to helping you make the most of your money and confidently plan your financial journey.

FINANCIAL SERVICES...JUST THE WAY THEY SHOULD BE:

No proprietary products and no minimum production requirements — just objective, client-focused financial guidance.

Here are two compelling reasons to choose Next Door Financial Services:


1. We’re under no pressure to sell specific financial products or securities — our

recommendations are always based on what’s best for you.


2. There are also no sales quotas or minimum production requirements,

allowing us to focus solely on what’s in your best interest.

Stocks & Bonds

Stocks and bonds are two of the most common types of investments. Stocks represent ownership in a company, while bonds are a form of debt where you lend money to an issuer in exchange for interest payments.

Mutual Funds

A mutual fund is a financial product that pools money from many investors to invest collectively in a diversified portfolio of securities such as stocks and bonds.


Options

Options are financial contracts that give the buyer the right, but not the obligation, to buy or sell an underlying asset at a predetermined price within a specified time frame.

CDs

A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a set period of time, earning a predetermined rate of interest.

Insurance

Insurance is a contract, called a policy, in which an individual or entity receives financial protection or reimbursement from an insurance company against potential losses.


Annuities

An annuity is a long-term investment offered by an insurance company, designed to provide a steady income stream and help protect you from the risk of outliving your savings.

Municipal Bonds

Municipal bonds are debt securities issued by states, cities, counties, and other government entities to finance daily operations and fund capital projects like building schools or highways.

And More!

Feel free to ask us about these and any other financial investment products. We’re here to help you navigate the markets and diversify your portfolio with confidence.

MEET JAMES DYKSTRA : NEXT DOOR FINANCIAL SERVICES

A Great Financial Professional & An Amazing Neighbor.

James specializes in Retirement Planning and brings over 50 years of experience in financial services. Deeply connected to his community, he has lived and worked in New Jersey for decades.

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James Dysktra

RETIREMENT SPECIALIST | REGISTERED REPRESENTATIVE

James Dykstra is a seasoned financial planner and retired police officer who concluded his law enforcement career as a police chief. With over 50 years of experience in financial services—primarily focused on insurance—James has built a reputation rooted in trust, integrity, and personalized service.

As a Registered Representative licensed in New Jersey, he specializes in Variable Life Insurance and other financial products designed to help clients accumulate wealth while protecting their loved ones. James believes that no investment is too small and values building lasting relationships based on trust and character.

Now primarily residing in the Jersey Shore, James maintains an active presence in Northern New Jersey, where he continues to serve clients with the same dedication and commitment that defined his dual careers.


WATCH NOW

THE NEXT DOOR FINANCIAL SERVICE EXPERIENCE

Find out more about how our "No Minimum Production Requirements" and "No Proprietary Products" policies benefit our Clients through your "Stages of Life."


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EXPERIENCE IS IMPORTANT, BUT...

Strategy Is The Key

STRATEGY is the thoughful application of knowledge and experience at the right PLANNED time to help make your financial goals a reality. Whatever your goals, we can help you reach them.


Retirement Planning, Estate Planning and Insurance come together as a trifecta to help you secure your financial future.

James Dykstra, Retirement Specialist

call to inquire or for a free consultation:

(862) 228-4744

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Assets Managed By Hilltop Securities, Our Clearing Partner

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Chelsea Advisors And Registered Representatives

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Years Of Service

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States & Territories

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ABOUT CHELSEA FINANCIAL SERVICES

Trusted by thousands of clients & Licensed in 51 U.s. States & Territories

Chelsea Financial Services is a national independent Broker/Dealer, established in New York City over 23 years ago, licensed to offer securities and insurance products. We are a member of both FINRA (Financial Industry Regulatory Authority), SIPC (the Securities Investor Protection Company) and MSRB (Municipal Securities Rulemaking Board. Clearing is handled through Hilltop Securities, a diversified investment bank with a long and successful history, dating back to 1946.

news, articles & Events

Latest Happenings

Find out the latest news from the world of finance and the latest happenings regarding James Dykstra [nextdoorfinancialservices.com] and Chelsea Financial Services, James Dykstra's Retirement Specialist.

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PHONE NUMBER: 862-228-4744


WE SERVE: Brick, Lakewood & Toms River, plus all of New Jersey